The world of electronic commerce is a more dynamic and demanding place than that of only five years ago: payment has gone global, bringing with it a new set of regulatory and security challenges – including SEPA , while consumers are demanding ever more choice and flexibility when paying for goods and services.

But the real change turning the payment industry on its head isn’t about finding new ways to pay, but the need for banking and retail brands to take their service offerings ‘beyond payment’.

The battle for a share of consumer wallets demands these businesses become more dynamic. They must anticipate changes in buying behaviour and be in a position to deliver the right products and services to the right audiences, at the right time.

Here, the payment industry has a significant role. Its in-depth knowledge of consumer behaviour must deliver competitive advantage - allowing brands to offer a host of compelling new services at the point of sale. Likewise, its technology and service capabilities must deliver a platform for innovation – with guaranteed flexibility to respond as tastes and fashions change.

Viewed in isolation, these developments are significant for both brands and the global payments industry. Viewed together and they become major challenges that must be addressed should businesses wish to enjoy the undoubted opportunities of a new generation of consumers.

It is our belief that the global payments industry has a critical role to play helping businesses achieve their goals...both in today’s world, and in tomorrow’s future.

…and your business

Understanding changing consumer behaviour, gaining competitive advantage through service differentiation, while slashing cost of ownership and eliminating security risks are challenges facing businesses the world over. Of course, each sector has its own peculiar challenges. At Ingenico, we understand this and have built our business on the philosophy of ‘one-size-does-not-fit-all - as our comprehensive range of product and service solutions proves…

Whether you are a multilane retailer needing to process millions of payment transactions each day, a high street bank having to secure and manage thousands of remote terminals, a taxi firm wanting to offer cash-less payment, or a small business wanting complete visibility of its POS transactions, Ingenico has a solution.

Cost reduction, auto-installation and update, always-on connectivity, security and compliance, customization and control are just some of the reasons why we are the recognized global leader in the payment sector, delivering solutions for the widest possible markets:

• Healthcare
• Hospitality
• Large retail
• Merchant
• Petrol
• Retail Banking
• Vending
• Partners & Developers